Breaking the Myth of Financial Planning

Financial planning is the most important planning a parent can make. Thanks to brightpeak financial for making this important information easy to understand. 

This is a compensated campaign in collaboration with brightpeak financial^® and Latina Bloggers Connect. 

As a child, the most important planning is what you’re picking to eat in the lunch line.

As a teenager, the most important planning is what to wear to the Prom.

As a young adult, the most important planning was how to pay or save for books and still get to go on a spring break trip.

As a parent, the most important planning is everything! From buying a new house, saving for college for your kids, paying off debt, taking care of your family if something were to happen; it all requires planning.

However, most of us think that financial planning for things like retirement or college comes only after everything else is paid. Unfortunately, it’s that kind of thinking that actually keeps us from ever making progress towards our financial future. I know that’s always been my mentality.

“When I take care of the (fill in the blank) then I will look into purchasing life insurance or paying off my student loans or whatever.”

That type of mentality is a myth and it’s what’s keeping us from being able to reach our financial goals. I don’t mean winning a million dollars or living in a mansion, but living a financially stable life.

The truth is: if you have income and you have expenses (we all do), then you need a plan.

brightpeak financial, a division of Thrivent Financial, recently launched to easily guide you through the first steps in creating a financial plan. With just three questions, the dashboard helps prioritize your financial planning goals and provides information you need to help you better understand what you need. Plus they even offer tools to immediately connect with a brightpeak team member to help you start making those positive changes.

rightpeak isn’t your average financial planning group, but a new organization that was specifically designed to help Christian adults and young families live with confidence and generosity through making financially sound decisions. brightpeak was made not-for-profit and the company doesn’t refer to anyone as a customer, but as a member of a group that is like-minded and feels faith, family, fulfillment and a little fun are the most important parts of life.

As I completed my own questionnaire, I was drawn to helpful tips that I could start NOW, like saving dollars at the grocery store and even commuting to work. There’s even a Simple Living 14-Day Challenge to easily help you make small changes to make a big difference. The Growing Your Family e-book also gives month-by-month breakdown of the things you should focus on to build your family’s financial strength.

In comparison to other financial planning organizations, brightpeak has you and your family in mind and they make it easy to make some of the most important choices for your family. No more complicated brochures with confusing lingo. With brightpeak you can understand and start making choices for your family today that will make for a brighter future tomorrow.

For more information about brightpeak, visit:

What is your priority for financial planning? A new house, retirement planning, money for school, to pay off debt?

 

This is a sponsored campaign written by me on behalf of brightpeak financial® and WeAllGrow Latina. The opinions and text are all mine.